We have discussed in a couple of recent posts the need to have a savings account for your emergency fund. There are a multitude of choices where you can save those funds. We are going to focus on two primary options: local financial institutions and on-line financial … [Read more...] about Savings Accounts for Emergency Funds
When Tragedy Strikes Will You Be Prepared?
Something happened recently that will stay with my husband and me forever. My husband looked out the window to see our neighbor had collapsed on his lawn and his wife was administering CPR. I immediately grabbed the phone and called 911 as we both ran out the door to help. My … [Read more...] about When Tragedy Strikes Will You Be Prepared?
Financial Questions for a First-Time Homebuyer
While mortgage rates are no longer at their all time low, overall they are still very attractive. Many people are considering purchasing a home and entering into a mortgage. For first-time home buyers, the entire process of buying a home and applying for a mortgage can be an overwhelming … [Read more...] about Financial Questions for a First-Time Homebuyer
Personal Finance in the Midst of a Worldwide Pandemic
The Covid-19 pandemic is still top of mind for most people. Whether it’s family, job, health or financial, everyone has concerns. I’d like to walk through some of our personal finance concerns that many people are also feeling. As with most things in life, you can only control what … [Read more...] about Personal Finance in the Midst of a Worldwide Pandemic
You Received Your Stimulus Check…Now What?
Beginning in the middle of April 2020, people in the U.S. started receiving their stimulus deposits because of the Covid-19 pandemic. Others will be receiving their paper checks in the near future. The big question is how to use the money. The answer will be very different for most … [Read more...] about You Received Your Stimulus Check…Now What?
Our Story
We married in 1995. This was the second marriage for both. When they met, Dave had three young children from his first marriage. Sandi had none. They went on to have a son together. Currently, they currently have 4 children, 8 grandchildren and a sassy Vizsla dog. … [Read more...] about Our Story