We are entering the spring house buying season for 2024 and there is still a fair amount of uncertainty. Homebuyers are asking many of the same questions that faced them in 2023. Is the inventory of houses for sale going to improve? Which way are interest rates going to go this year? Is the … [Read more...] about Update on the Real Estate Mortgage Market – Spring 2024
Are We Heading into a Recession?
We are still feeling the impact of the Covid pandemic some three years after it began. While the health challenges are still there, they are not the focal point now. We are now struggling with the economic decisions that were made during the pandemic. The government pumped a lot of money … [Read more...] about Are We Heading into a Recession?
Why Save Money? The Importance of an Emergency Fund
I saw a blurb on social media that quoted an article from Time Magazine that stated 51% of people earning $100,000 a year are living paycheck to paycheck! That really shouldn’t surprise us. From reasons like people feeling entitled (they should buy what they want when they want) to the impact of … [Read more...] about Why Save Money? The Importance of an Emergency Fund
Why Do I Have to Keep Score?
Obtaining a good grasp of your personal finances starts with a good understanding of what you “own” and what you “owe”. The tool to use is a statement of net worth. To understand and measure your progress in your journey to financial independence, the statement of net worth gives you that … [Read more...] about Why Do I Have to Keep Score?
When Tragedy Strikes Will You Be Prepared?
Something happened recently that will stay with my husband and me forever. My husband looked out the window to see our neighbor had collapsed on his lawn and his wife was administering CPR. I immediately grabbed the phone and called 911 as we both ran out the door to help. My … [Read more...] about When Tragedy Strikes Will You Be Prepared?
Our Story
We married in 1995. This was the second marriage for both. When they met, Dave had three young children from his first marriage. Sandi had none. They went on to have a son together. Currently, they currently have 4 children, 8 grandchildren and a sassy Vizsla dog. … [Read more...] about Our Story
